Action Loan is a supervised lender that is regulated by the Oklahoma Department of Consumer Credit. Action Loan uses the loan interest rates determined by the Oklahoma Department of Consumer Credit.
Action Loan charges an acquisition charge on our loans. This rate is regulated by the Oklahoma Department of Consumer Credit and is currently set at 10% of the loan principal. As of July 1, 2024, the acquisition charges range from $20 to $200. You will find all fees listed on your loan contract.
A late fee is applied to your account if a payment is made after our 10 day grace period. Our late fee is $32 or 5% of the payment, whichever is greater. The late fee information is listed on your loan contract.
Action Loan will charge a flat NSF fee of $25 if a check or debit payment is returned for insufficient funds (NSF). The NSF fees are listed on your loan contract.
Action Loan offers installment loans from $200 to $2,000 in the state of Oklahoma. Loan approval is based on responsible credit history and the ability to pay.* Our most popular loans are listed below with terms and rates as of July 1, 2024. There are no penalties for any loans paid off early. If you have questions about other loan amounts, please give us a call or take a look at the Oklahoma Department of Consumer Credit Loan Rate Chart linked below.
Number of Months/Payments: 5 months
APR: 209.06%
Payment Amount: $63.12
Number of Months/Payments: 10 months
APR: 116.96%
Payment Amount: $80.49
Number of Months/Payments: 12 months
APR: 79.74%
Payment Amount: 11 payments of $123.53 and 1 of $123.49
Number of Months/Payments: 16
APR: 60.15%
Payment Amount: $184.70
*All loans subject to our normal credit policies.
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